Tiko Terms of Service

Effective Date: December 9, 2025

Welcome to Tiko (“we”, “our”, “us”), a global creator-driven community. By accessing or using Tiko, you agree to comply with these Terms of Service (“Terms”). These Terms govern your use of Tiko’s mobile app, website, and related services. If you do not agree to these Terms, you must not use our services.

Tiko is intended for users aged 18 and above. By registering or using Tiko, you confirm that you meet this age requirement.

1. Account Registration and Security

1.1 Eligibility

• Users must be at least 18 years old.
• Users are responsible for providing accurate information during registration.

1.2 Account Credentials

• Each user must maintain the confidentiality of login credentials.
• You are responsible for all activity conducted under your account.

1.3 Account Verification

• Certain features may require verification (e.g., creator verification, identity checks).
• Verification information must be accurate, current, and lawful.

1.4 Account Termination

• We may suspend or terminate accounts violating these Terms, engaging in illegal activity, or compromising community safety.
• Users may voluntarily deactivate or delete their accounts via settings.

2. User Conduct and Community Guidelines

2.1 Responsible Use

• Users must comply with applicable laws, regulations, and Tiko’s policies.
• Any activity that is illegal, harmful, or violates the rights of others is strictly prohibited.

2.2 Prohibited Behavior

• Harassment, bullying, hate speech, threats, and defamation.
• Uploading or sharing illegal content, pornography, or Child Sexual Abuse and Exploitation (CSAE) content.
• Impersonation, spam, scams, or fraudulent activities.

2.3 Reporting Violations

• Users can report misconduct or policy violations using in-app tools.
• Verified violations may result in warnings, content removal, account suspension, or permanent bans.

2.4 Enforcement

• Tiko reserves the right to remove content or restrict accounts to maintain safety.
• Severe violations, including CSAE, will be reported to authorities immediately.

3. User-Generated Content (UGC)

3.1 Ownership

• Users retain ownership of content they upload.
• By posting content, you grant Tiko a worldwide, royalty-free license to host, display, and distribute content for operating and improving the service.

3.2 Content Moderation

• Tiko may review content via automated systems or human moderators.
• Content violating laws or Tiko policies may be removed or restricted.

3.3 Prohibited UGC

• Violent, sexually explicit, harmful, or illegal content.
• CSAE content is strictly prohibited and leads to immediate account termination and reporting.

3.4 Responsibility

• Users are solely responsible for content they create, post, or share.
• Tiko is not liable for user-generated content but may enforce policies to protect the community.

4. Payment and Subscriptions

4.1 Purchases

• Certain features, subscriptions, or virtual goods may require payment.
• Payments are processed through third-party app stores or authorized payment providers.

4.2 Refunds

• Refunds are subject to app store policies or Tiko’s service agreements.
• Subscription cancellations prevent future charges but do not automatically refund past payments unless required.

4.3 User Account Balance

• Virtual currencies or credits purchased are non-transferable and non-refundable unless required by law.

4.4 Taxes

• Users are responsible for applicable taxes on transactions.

4.5 Third-Party Services

• Payment providers may collect limited information per their own privacy policies.

5. Intellectual Property

5.1 Tiko Intellectual Property

• All app content, logos, trademarks, software, and design elements are owned by Tiko or its licensors.
• Users may not copy, modify, or redistribute Tiko IP without permission.

5.2 User Content IP

• Users retain IP ownership of their content, subject to the license granted to Tiko.
• Users must not upload content infringing third-party IP rights.

5.3 DMCA and Copyright Claims

• Tiko complies with copyright laws and processes takedown notices.
• Users may submit counter-notifications if content removal was mistaken.

6. Limitation of Liability

6.1 Service Availability

• Tiko does not guarantee uninterrupted, error-free, or secure access.
• We may suspend services temporarily for maintenance or safety.

6.2 No Warranty

• Services are provided “as is” without warranties of any kind, express or implied.

6.3 User Responsibility

• Users bear responsibility for interactions, content, and transactions on the platform.

6.4 Maximum Liability

• To the extent permitted by law, Tiko’s liability is limited to direct damages resulting from gross negligence or willful misconduct.

7. Privacy and Data Protection

7.1 Compliance

• Tiko processes personal information in accordance with its Privacy Policy, applicable data protection laws, and industry best practices.
• By using the service, you consent to such processing.

7.2 Data Collection

• Personal information may be collected for account management, service improvement, recommendations, and safety purposes.
• See Tiko Privacy Policy for detailed information.

7.3 User Rights

• Users can access, correct, or delete their personal data in accordance with applicable law.
• Requests can be submitted via in-app tools or service@tiko.blog.

7.4 Security Measures

• Tiko implements encryption, secure storage, and access controls to protect user data.
• Users should also protect their account credentials and devices.

7.5 CSAE and Minor Protection

• Tiko strictly prohibits Child Sexual Abuse and Exploitation (CSAE) content.
• Accounts discovered to belong to users under 18 will be deleted immediately.

8. Third-Party Services and Links

8.1 Integration with External Services

• Tiko may provide integrations with third-party apps, plugins, or services to enhance functionality.
• Users must review third-party terms and privacy policies before using such features.

8.2 External Links

• Tiko may link to websites over which it has no control.
• We are not responsible for external sites’ content, privacy practices, or availability.

8.3 Advertising

• Tiko may display non-intrusive ads or promotions through authorized partners.
• Such partners may collect limited technical data per their policies.

8.4 Responsibility

• Users assume all risks when interacting with third-party services outside of Tiko’s control.

9. International Use

9.1 Global Accessibility

• Tiko is available worldwide, subject to local laws and regulations.
• Users are responsible for compliance with laws in their country.

9.2 Cross-Border Data Transfers

• Personal data may be processed or stored outside your home country.
• Appropriate safeguards are applied to protect transferred data.

9.3 Local Restrictions

• Certain features or services may be unavailable in specific regions due to regulatory or operational constraints.

10. Dispute Resolution

10.1 Contact First

• Users are encouraged to resolve disputes by contacting service@tiko.blog before pursuing formal action.

10.2 Governing Law

• These Terms are governed by the laws applicable in Tiko’s primary operational jurisdiction, unless local law dictates otherwise.

10.3 Arbitration and Mediation

• Where permitted, disputes may be resolved through negotiation, mediation, or arbitration before seeking judicial remedies.

10.4 Limitations

• Users waive the right to class-action claims unless prohibited by local law.
• Certain rights may vary depending on jurisdiction.

11. Modification of Terms

11.1 Right to Update

• Tiko may update these Terms periodically to reflect new features, legal requirements, or operational changes.

11.2 Notification

• Users will be notified of material changes via in-app messages, emails, or announcements.

11.3 Continued Use

• Continued use of Tiko after updates constitutes acceptance of the revised Terms.

11.4 Archiving

• Previous versions may be archived for transparency and compliance purposes.

12. Severability

If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions will remain fully effective.
This ensures that the Terms remain enforceable even if specific sections are modified or struck down.

13. Account Termination and Suspension

13.1 Termination by Tiko

• Tiko may suspend or terminate accounts that violate these Terms, engage in illegal activity, or compromise community safety.
• Immediate termination applies for severe violations, including CSAE or other criminal conduct.

13.2 Voluntary Termination

• Users may deactivate or delete their accounts at any time via account settings.
• Termination does not automatically remove all content immediately; see UGC and Data Retention policies.

13.3 Effect of Termination

• Access to services, content, subscriptions, and virtual goods is revoked.
• Certain information may be retained to comply with legal obligations or prevent abuse.

14. Intellectual Property Rights

14.1 Tiko Ownership

• All app content, software, logos, and trademarks are the property of Tiko or its licensors.
• Unauthorized reproduction, modification, or distribution is prohibited.

14.2 User Content

• Users retain ownership of their UGC but grant Tiko a worldwide, royalty-free license to operate, display, and distribute content.
• Users must ensure their content does not infringe third-party intellectual property rights.

14.3 Copyright Claims

• Tiko respects copyright laws and processes DMCA takedown notices.
• Users may submit counter-notices if content removal was inaccurate.

15. Limitation of Liability

15.1 Service Availability

• Tiko does not guarantee uninterrupted or error-free service.
• Maintenance, technical issues, or external factors may cause temporary service disruption.

15.2 No Warranty

• Services are provided “as is” and “as available,” without warranties of any kind, express or implied.

15.3 User Responsibility

• Users are responsible for interactions, transactions, and content within the platform.
• Tiko is not liable for damages resulting from user-generated content or third-party actions.

15.4 Maximum Liability

• Tiko’s liability is limited to direct damages caused by gross negligence or willful misconduct, to the extent permitted by law.

16. Indemnification

You agree to indemnify, defend, and hold harmless Tiko, its affiliates, officers, and employees from any claims, damages, losses, liabilities, or costs arising from:

• Your violation of these Terms, policies, or applicable laws.
• Your content, UGC, or use of Tiko services.
• Misuse of the platform or any actions causing harm to other users.

17. Governing Law and Dispute Resolution

• These Terms are governed by the laws applicable to Tiko’s primary operational jurisdiction, unless overridden by local law.
• Disputes should be first addressed via contact with service@tiko.blog.
• Arbitration, mediation, or negotiation may be used before pursuing formal legal action.
• Users waive class-action rights where legally permissible.

18. Acceptance of Terms

By accessing or using Tiko, you acknowledge that you have read, understood, and agreed to these Terms of Service.

18.1 Voluntary Agreement

• Using Tiko constitutes ongoing consent to abide by these Terms and any updates.

18.2 Opt-Out

• If you do not agree with these Terms, you must discontinue use of Tiko immediately.

19. Contact Information

For questions, concerns, or clarifications regarding these Terms, you may contact us:

Email: service@tiko.blog

We will make reasonable efforts to respond promptly and assist in resolving any issues.

20. Final Statement

Tiko is committed to providing a safe, transparent, and respectful global creator community.
Thank you for using Tiko and for contributing to a vibrant creative ecosystem.